In connection with this insurance and to offer you an accurate quote, the insurance company may obtain or use a credit-based insurance score as part of the insurance underwriting process. Actuarial studies indicate that an insurance score is a good predictor of future claims, thus enabling the insurer to base their premiums on the actual risk. The information used to develop the insurance score comes from TransUnion or other similar companies. A credit-based insurance score will not impact your credit rating or credit score.
West Virginia Residents may request recalculation of your credit-based insurance score once every 12 months.